Federal Employees' Pre-Retirement Training

Maximize your retirement benefits

Planning and preparation for retirement are essential for every individual, regardless of age, career, and income. From developing a strong understanding of your financial picture to determining the most appropriate and beneficial investment options available, it's imperative that you make the most of your employee benefits and take advantage of the time you have before you hit retirement age.

As a federal employee, you are automatically covered under either the Civil Service Retirement System (CSRS), a defined benefit contributory plan, or the Federal Employees Retirement System (FERS), a three-tiered retirement plan. These systems help ensure a strong financial foundation for retirement. Are you familiar with the eligibility and participation requirements of these systems, and taking advantage of all they have to offer? Or, are you making one of these common mistakes:

• Believing the myth that retirement is too far down the road to worry about now
• Using current expenses as an excuse for not saving now
• Not having enough insurance or selecting the wrong type
• Putting off creating an estate plan
• Overlooking the importance of planning for long-term care
• Failing to create or follow a comprehensive financial plan that includes smart investments and accurate calculations concerning your future

With this training, you can avoid falling victim to these mistakes. You'll learn to prepare and plan for retirement with your existing benefits, personal savings, estate planning, and investments.

Get the latest and best practical information about retirement planning that you need to know!

• Learn the essentials of retirement planning to ensure a solid financial future after leaving the workforce
• Create an action plan to implement 5 years, 1 year, and less than 1 year before retirement
• Avoid the most common roadblocks to retirement
• Identify the benefits of the CSRS or the FERS
• Stay current on the latest Social Security issues
• Plan for your personal savings and investments
• Understand the Thrift Savings Plan (TSP) and benefits as a contributor
• Assess risk management and tax implications
• Familiarize yourself with the basics of estate planning

Who should attend?

Every federal employee, including Law Enforcement, Postal Workers, and Air Traffic Controllers

After attending this one-day, information-packed seminar, you'll …

• 1. Understand the requirements of participation and the eligibility of benefits for your retirement system.
  Discover how your age, years of service, Social Security, Thrift Savings Plan, and more can play into your particular retirement plan.
• 2. Maximize your benefits through Social Security, Employer Sponsored Plans, and the Thrift Savings Plan.
  Knowing the ins and outs of taxation, payouts, and annuity plans of your retirement package is key in successful retirement planning. Once you have a thorough knowledge of these elements, determine what steps to take before, during, and after retirement.
• 3. Ensure personal investments are sound and beneficial.
  Discover the variety of investment choices available for added retirement funding — including IRA funds, stocks, bonds, and other investment options — and maximize your rate of return.
• 4. Go beyond the basics.
  Don't stop your planning with cost of retirement basics. Plan for taxes, roadblocks, shifts in expenses, and estate and will probate to ensure a smooth transition into retirement!

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